B-

Cherokee, OK

Source:

Affordability Score: 68/100

Population: 1,861 · 1 ZIP codes

The affordability dashboard for Cherokee, OK aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,861 residents, then layers in county-level federal data to produce an overall grade of B- (68/100). The headline inputs are median household income of $67,417, median home value of $118,600, median rent of $821 per month, and 31.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $937 per month (studio $705, 1BR $714, 3BR $1,303, 4BR $1,572). Department of Labor data lists infant center-based childcare at $10,627 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Cherokee, OK include housing, rent. Unemployment currently reads 5.0% and poverty 18.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$67,417
Median household income
Education C-
31.5%
Bachelor's degree or higher
Housing A+
1.8x
Home value $118,600 vs income
Commute N/A
N/A
Average commute time
Rent A
$937/mo
2BR fair market rent (17% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$10,627/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$67,417
▲ 9% vs national
Per Capita Income
$35,412
Unemployment Rate
5.0%
Poverty Rate
18.2%

Housing

Median Home Value
$118,600
▼ 57% vs national
Median Rent
$821/mo
Owner Occupied
73.0%
2BR Fair Market Rent
$937/mo
▼ 22% vs national

Fair Market Rents by Bedroom

Studio
$705
1BR
$714
2BR
$937
3BR
$1,303
4BR
$1,572

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
31.5%
▲ 2 ppt vs national
High School+
60.8%
Median Age
42.1
Avg. Commute

Childcare Costs

Infant (Center)
$10,627/yr
16% of income
Toddler (Center)
$9,187/yr
Preschool (Center)
$9,187/yr
School-Age (Center)
$6,005/yr

What This Means

Cherokee, OK receives an overall affordability grade of B- (68/100), aggregated from 1 ZIP codes with a total population of 1,861. This area performs well in housing and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Cherokee ZIP Codes
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What are common questions about this dashboard?

Is Cherokee, OK affordable?
Cherokee, OK receives an overall affordability grade of B- (68/100) based on Census, HUD, FBI, and DOL data. Median household income is $67,417. Median home value is $118,600.
What is the cost of living in Cherokee?
Key cost metrics: Median rent $821/mo. 2BR fair market rent $937/mo. Infant childcare $10,627/yr. Median home value $118,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →