D

Cheshire, MA

Source:

Affordability Score: 45/100

Population: 3,117 · 1 ZIP codes

The affordability dashboard for Cheshire, MA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,117 residents, then layers in county-level federal data to produce an overall grade of D (45/100). The headline inputs are median household income of $69,803, median home value of $268,200, median rent of per month, and 26.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,626 per month (studio $1,245, 1BR $1,269, 3BR $2,109, 4BR $2,577). Department of Labor data lists infant center-based childcare at $17,160 per year, consuming 25% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are commute, childcare. Unemployment currently reads 4.6% and poverty 8.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$69,803
Median household income
Education D
26.9%
Bachelor's degree or higher
Housing D
3.8x
Home value $268,200 vs income
Commute F
29 min
Average commute time
Rent C
$1,626/mo
2BR fair market rent (28% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$17,160/yr
Center-based infant care (25% of income)

Income & Employment

Median Income
$69,803
▲ 13% vs national
Per Capita Income
$42,961
Unemployment Rate
4.6%
Poverty Rate
8.6%

Housing

Median Home Value
$268,200
▼ 2% vs national
Median Rent
Owner Occupied
89.0%
2BR Fair Market Rent
$1,626/mo
▲ 36% vs national

Fair Market Rents by Bedroom

Studio
$1,245
1BR
$1,269
2BR
$1,626
3BR
$2,109
4BR
$2,577

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
26.9%
▼ 3 ppt vs national
High School+
55.3%
Median Age
53.7
Avg. Commute
29 min
▲ 3 min vs national

Childcare Costs

Infant (Center)
$17,160/yr
25% of income
Toddler (Center)
$15,668/yr
Preschool (Center)
$11,973/yr
School-Age (Center)
$10,533/yr

What This Means

Cheshire, MA receives an overall affordability grade of D (45/100), aggregated from 1 ZIP codes with a total population of 3,117. Challenges include commute and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Cheshire ZIP Codes
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What are common questions about this dashboard?

Is Cheshire, MA affordable?
Cheshire, MA receives an overall affordability grade of D (45/100) based on Census, HUD, FBI, and DOL data. Median household income is $69,803. Median home value is $268,200.
What is the cost of living in Cheshire?
Key cost metrics: 2BR fair market rent $1,626/mo. Infant childcare $17,160/yr. Median home value $268,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →