B+

Chester, OK

Source:

Affordability Score: 79/100

Population: 462 · 1 ZIP codes

The affordability dashboard for Chester, OK aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 462 residents, then layers in county-level federal data to produce an overall grade of B+ (79/100). The headline inputs are median household income of $95,588, median home value of $161,500, median rent of per month, and 31.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $937 per month (studio $705, 1BR $714, 3BR $1,123, 4BR $1,343). Department of Labor data lists infant center-based childcare at $10,279 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Chester, OK include income, housing, rent. Unemployment currently reads 3.1% and poverty 3.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$95,588
Median household income
Education C-
31.3%
Bachelor's degree or higher
Housing A+
1.7x
Home value $161,500 vs income
Commute N/A
N/A
Average commute time
Rent A+
$937/mo
2BR fair market rent (12% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B
$10,279/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$95,588
▲ 54% vs national
Per Capita Income
$51,218
Unemployment Rate
3.1%
Poverty Rate
3.0%

Housing

Median Home Value
$161,500
▼ 41% vs national
Median Rent
Owner Occupied
92.1%
2BR Fair Market Rent
$937/mo
▼ 22% vs national

Fair Market Rents by Bedroom

Studio
$705
1BR
$714
2BR
$937
3BR
$1,123
4BR
$1,343

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
31.3%
▲ 1 ppt vs national
High School+
65.5%
Median Age
52.0
Avg. Commute

Childcare Costs

Infant (Center)
$10,279/yr
11% of income
Toddler (Center)
$8,886/yr
Preschool (Center)
$8,886/yr
School-Age (Center)
$5,809/yr

What This Means

Chester, OK receives an overall affordability grade of B+ (79/100), aggregated from 1 ZIP codes with a total population of 462. This area performs well in income and housing and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Chester, OK affordable?
Chester, OK receives an overall affordability grade of B+ (79/100) based on Census, HUD, FBI, and DOL data. Median household income is $95,588. Median home value is $161,500.
What is the cost of living in Chester?
Key cost metrics: 2BR fair market rent $937/mo. Infant childcare $10,279/yr. Median home value $161,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →