C+

Chilhowee, MO

Source:

Affordability Score: 63/100

Population: 1,159 · 1 ZIP codes

The affordability dashboard for Chilhowee, MO aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,159 residents, then layers in county-level federal data to produce an overall grade of C+ (63/100). The headline inputs are median household income of $77,083, median home value of $218,100, median rent of $732 per month, and 25.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $965 per month (studio $810, 1BR $815, 3BR $1,342, 4BR $1,619).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Chilhowee, MO include rent. Pressure points are commute. Unemployment currently reads 0.7% and poverty 7.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$77,083
Median household income
Education D
25.3%
Bachelor's degree or higher
Housing B
2.8x
Home value $218,100 vs income
Commute F
33 min
Average commute time
Rent A
$965/mo
2BR fair market rent (15% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$77,083
▲ 24% vs national
Per Capita Income
$34,511
Unemployment Rate
0.7%
Poverty Rate
7.3%

Housing

Median Home Value
$218,100
▼ 21% vs national
Median Rent
$732/mo
Owner Occupied
83.1%
2BR Fair Market Rent
$965/mo
▼ 20% vs national

Fair Market Rents by Bedroom

Studio
$810
1BR
$815
2BR
$965
3BR
$1,342
4BR
$1,619

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
25.3%
▼ 5 ppt vs national
High School+
56.9%
Median Age
36.5
Avg. Commute
33 min
▲ 7 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Chilhowee, MO receives an overall affordability grade of C+ (63/100), aggregated from 1 ZIP codes with a total population of 1,159. This area performs well in rent. Challenges include commute. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Chilhowee, MO affordable?
Chilhowee, MO receives an overall affordability grade of C+ (63/100) based on Census, HUD, FBI, and DOL data. Median household income is $77,083. Median home value is $218,100.
What is the cost of living in Chilhowee?
Key cost metrics: Median rent $732/mo. 2BR fair market rent $965/mo. Median home value $218,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →