B

Choctaw, OK

Source:

Affordability Score: 74/100

Population: 20,810 · 1 ZIP codes

The affordability dashboard for Choctaw, OK aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 20,810 residents, then layers in county-level federal data to produce an overall grade of B (74/100). The headline inputs are median household income of $104,601, median home value of $265,600, median rent of $1,406 per month, and 32.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,244 per month (studio $939, 1BR $1,017, 3BR $1,675, 4BR $1,857). Department of Labor data lists infant center-based childcare at $11,204 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Choctaw, OK include income, housing, rent. Unemployment currently reads 3.8% and poverty 7.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A-
$104,601
Median household income
Education C
32.7%
Bachelor's degree or higher
Housing B+
2.5x
Home value $265,600 vs income
Commute D
26 min
Average commute time
Rent A+
$1,244/mo
2BR fair market rent (14% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B
$11,204/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$104,601
▲ 69% vs national
Per Capita Income
$43,812
Unemployment Rate
3.8%
Poverty Rate
7.3%

Housing

Median Home Value
$265,600
▼ 3% vs national
Median Rent
$1,406/mo
Owner Occupied
88.7%
2BR Fair Market Rent
$1,244/mo
▲ 4% vs national

Fair Market Rents by Bedroom

Studio
$939
1BR
$1,017
2BR
$1,244
3BR
$1,675
4BR
$1,857

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
32.7%
▲ 3 ppt vs national
High School+
60.5%
Median Age
41.1
Avg. Commute
26 min
▲ 0 min vs national

Childcare Costs

Infant (Center)
$11,204/yr
11% of income
Toddler (Center)
$9,695/yr
Preschool (Center)
$9,695/yr
School-Age (Center)
$6,338/yr

What This Means

Choctaw, OK receives an overall affordability grade of B (74/100), aggregated from 1 ZIP codes with a total population of 20,810. This area performs well in income and housing and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Choctaw ZIP Codes
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What are common questions about this dashboard?

Is Choctaw, OK affordable?
Choctaw, OK receives an overall affordability grade of B (74/100) based on Census, HUD, FBI, and DOL data. Median household income is $104,601. Median home value is $265,600.
What is the cost of living in Choctaw?
Key cost metrics: Median rent $1,406/mo. 2BR fair market rent $1,244/mo. Infant childcare $11,204/yr. Median home value $265,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →