B

Clayville, NY

Source:

Affordability Score: 73/100

Population: 1,076 · 1 ZIP codes

The affordability dashboard for Clayville, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,076 residents, then layers in county-level federal data to produce an overall grade of B (73/100). The headline inputs are median household income of $91,369, median home value of $204,800, median rent of $1,595 per month, and 25.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,172 per month (studio $899, 1BR $926, 3BR $1,405, 4BR $1,623). Department of Labor data lists infant center-based childcare at $12,844 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Clayville, NY include income, housing, rent. Unemployment currently reads 4.9% and poverty 4.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$91,369
Median household income
Education F
25.0%
Bachelor's degree or higher
Housing A
2.2x
Home value $204,800 vs income
Commute N/A
N/A
Average commute time
Rent A
$1,172/mo
2BR fair market rent (15% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$12,844/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$91,369
▲ 47% vs national
Per Capita Income
$39,092
Unemployment Rate
4.9%
Poverty Rate
4.9%

Housing

Median Home Value
$204,800
▼ 26% vs national
Median Rent
$1,595/mo
Owner Occupied
83.7%
2BR Fair Market Rent
$1,172/mo
▼ 2% vs national

Fair Market Rents by Bedroom

Studio
$899
1BR
$926
2BR
$1,172
3BR
$1,405
4BR
$1,623

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
25.0%
▼ 5 ppt vs national
High School+
53.1%
Median Age
39.5
Avg. Commute

Childcare Costs

Infant (Center)
$12,844/yr
14% of income
Toddler (Center)
$11,960/yr
Preschool (Center)
$10,400/yr
School-Age (Center)
$10,088/yr

What This Means

Clayville, NY receives an overall affordability grade of B (73/100), aggregated from 1 ZIP codes with a total population of 1,076. This area performs well in income and housing and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Clayville, NY affordable?
Clayville, NY receives an overall affordability grade of B (73/100) based on Census, HUD, FBI, and DOL data. Median household income is $91,369. Median home value is $204,800.
What is the cost of living in Clayville?
Key cost metrics: Median rent $1,595/mo. 2BR fair market rent $1,172/mo. Infant childcare $12,844/yr. Median home value $204,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →