C-

Cleburne, TX

Source:

Affordability Score: 53/100

Population: 42,578 · 2 ZIP codes

The affordability dashboard for Cleburne, TX aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 42,578 residents, then layers in county-level federal data to produce an overall grade of C- (53/100). The headline inputs are median household income of $73,315, median home value of $231,444, median rent of $1,361 per month, and 19.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,723 per month (studio $1,427, 1BR $1,473, 3BR $2,273, 4BR $2,815). Department of Labor data lists infant center-based childcare at $9,932 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 2.5% and poverty 10.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$73,315
Median household income
Education F
19.4%
Bachelor's degree or higher
Housing C+
3.2x
Home value $231,444 vs income
Commute D
28 min
Average commute time
Rent C
$1,723/mo
2BR fair market rent (28% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$9,932/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$73,315
▲ 18% vs national
Per Capita Income
$32,514
Unemployment Rate
2.5%
Poverty Rate
10.8%

Housing

Median Home Value
$231,444
▼ 16% vs national
Median Rent
$1,361/mo
Owner Occupied
69.1%
2BR Fair Market Rent
$1,723/mo
▲ 44% vs national

Fair Market Rents by Bedroom

Studio
$1,427
1BR
$1,473
2BR
$1,723
3BR
$2,273
4BR
$2,815

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
19.4%
▼ 11 ppt vs national
High School+
57.1%
Median Age
38.2
Avg. Commute
28 min
▲ 2 min vs national

Childcare Costs

Infant (Center)
$9,932/yr
14% of income
Toddler (Center)
$9,152/yr
Preschool (Center)
$8,840/yr
School-Age (Center)
$8,268/yr

What This Means

Cleburne, TX receives an overall affordability grade of C- (53/100), aggregated from 2 ZIP codes with a total population of 42,578. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Cleburne ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Cleburne, TX affordable?
Cleburne, TX receives an overall affordability grade of C- (53/100) based on Census, HUD, FBI, and DOL data. Median household income is $73,315. Median home value is $231,444.
What is the cost of living in Cleburne?
Key cost metrics: Median rent $1,361/mo. 2BR fair market rent $1,723/mo. Infant childcare $9,932/yr. Median home value $231,444.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →