B-

Clever, MO

Source:

Affordability Score: 67/100

Population: 4,678 · 1 ZIP codes

The affordability dashboard for Clever, MO aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 4,678 residents, then layers in county-level federal data to produce an overall grade of B- (67/100). The headline inputs are median household income of $86,875, median home value of $247,700, median rent of $1,128 per month, and 25.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,095 per month (studio $877, 1BR $883, 3BR $1,498, 4BR $1,701).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Clever, MO include rent. Pressure points are commute. Unemployment currently reads 1.6% and poverty 5.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$86,875
Median household income
Education D
25.4%
Bachelor's degree or higher
Housing B
2.9x
Home value $247,700 vs income
Commute F
29 min
Average commute time
Rent A
$1,095/mo
2BR fair market rent (15% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$86,875
▲ 40% vs national
Per Capita Income
$35,587
Unemployment Rate
1.6%
Poverty Rate
5.4%

Housing

Median Home Value
$247,700
▼ 10% vs national
Median Rent
$1,128/mo
Owner Occupied
78.1%
2BR Fair Market Rent
$1,095/mo
▼ 9% vs national

Fair Market Rents by Bedroom

Studio
$877
1BR
$883
2BR
$1,095
3BR
$1,498
4BR
$1,701

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
25.4%
▼ 5 ppt vs national
High School+
53.5%
Median Age
35.0
Avg. Commute
29 min
▲ 3 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Clever, MO receives an overall affordability grade of B- (67/100), aggregated from 1 ZIP codes with a total population of 4,678. This area performs well in rent. Challenges include commute. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Clever ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Clever, MO affordable?
Clever, MO receives an overall affordability grade of B- (67/100) based on Census, HUD, FBI, and DOL data. Median household income is $86,875. Median home value is $247,700.
What is the cost of living in Clever?
Key cost metrics: Median rent $1,128/mo. 2BR fair market rent $1,095/mo. Median home value $247,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →