C-

Clifton, NJ

Source:

Affordability Score: 51/100

Population: 83,648 · 4 ZIP codes

The affordability dashboard for Clifton, NJ aggregates Census ACS 5-Year Estimates across 4 ZIP codes covering 83,648 residents, then layers in county-level federal data to produce an overall grade of C- (51/100). The headline inputs are median household income of $94,466, median home value of $454,568, median rent of $1,738 per month, and 34.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,324 per month (studio $1,778, 1BR $2,024, 3BR $2,835, 4BR $3,618). Department of Labor data lists infant center-based childcare at $15,994 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Clifton, NJ include income. Pressure points are housing. Unemployment currently reads 7.0% and poverty 8.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$94,466
Median household income
Education C
34.6%
Bachelor's degree or higher
Housing F
4.8x
Home value $454,568 vs income
Commute D
28 min
Average commute time
Rent C-
$2,324/mo
2BR fair market rent (30% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$15,994/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$94,466
▲ 52% vs national
Per Capita Income
$46,569
Unemployment Rate
7.0%
Poverty Rate
8.2%

Housing

Median Home Value
$454,568
▲ 65% vs national
Median Rent
$1,738/mo
Owner Occupied
58.3%
2BR Fair Market Rent
$2,324/mo
▲ 94% vs national

Fair Market Rents by Bedroom

Studio
$1,778
1BR
$2,024
2BR
$2,324
3BR
$2,835
4BR
$3,618

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
34.6%
▲ 5 ppt vs national
High School+
64.8%
Median Age
42.0
Avg. Commute
28 min
▲ 2 min vs national

Childcare Costs

Infant (Center)
$15,994/yr
17% of income
Toddler (Center)
$15,589/yr
Preschool (Center)
$15,589/yr
School-Age (Center)
$7,628/yr

What This Means

Clifton, NJ receives an overall affordability grade of C- (51/100), aggregated from 4 ZIP codes with a total population of 83,648. This area performs well in income. Challenges include housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Clifton ZIP Codes
View all 4 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Clifton, NJ affordable?
Clifton, NJ receives an overall affordability grade of C- (51/100) based on Census, HUD, FBI, and DOL data. Median household income is $94,466. Median home value is $454,568.
What is the cost of living in Clifton?
Key cost metrics: Median rent $1,738/mo. 2BR fair market rent $2,324/mo. Infant childcare $15,994/yr. Median home value $454,568.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →