C-

Collins, MO

Source:

Affordability Score: 54/100

Population: 1,149 · 1 ZIP codes

The affordability dashboard for Collins, MO aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,149 residents, then layers in county-level federal data to produce an overall grade of C- (54/100). The headline inputs are median household income of $61,493, median home value of $211,700, median rent of $1,031 per month, and 16.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $888 per month (studio $612, 1BR $677, 3BR $1,065, 4BR $1,320).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Collins, MO include rent. Pressure points are education. Unemployment currently reads 0.3% and poverty 19.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$61,493
Median household income
Education F
16.4%
Bachelor's degree or higher
Housing C-
3.4x
Home value $211,700 vs income
Commute N/A
N/A
Average commute time
Rent A
$888/mo
2BR fair market rent (17% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$61,493
▼ 1% vs national
Per Capita Income
$28,945
Unemployment Rate
0.3%
Poverty Rate
19.5%

Housing

Median Home Value
$211,700
▼ 23% vs national
Median Rent
$1,031/mo
Owner Occupied
90.7%
2BR Fair Market Rent
$888/mo
▼ 26% vs national

Fair Market Rents by Bedroom

Studio
$612
1BR
$677
2BR
$888
3BR
$1,065
4BR
$1,320

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
16.4%
▼ 14 ppt vs national
High School+
63.4%
Median Age
43.5
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Collins, MO receives an overall affordability grade of C- (54/100), aggregated from 1 ZIP codes with a total population of 1,149. This area performs well in rent. Challenges include education. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Collins ZIP Codes
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What are common questions about this dashboard?

Is Collins, MO affordable?
Collins, MO receives an overall affordability grade of C- (54/100) based on Census, HUD, FBI, and DOL data. Median household income is $61,493. Median home value is $211,700.
What is the cost of living in Collins?
Key cost metrics: Median rent $1,031/mo. 2BR fair market rent $888/mo. Median home value $211,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →