C-

Collinsville, TX

Source:

Affordability Score: 51/100

Population: 3,235 · 1 ZIP codes

The affordability dashboard for Collinsville, TX aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,235 residents, then layers in county-level federal data to produce an overall grade of C- (51/100). The headline inputs are median household income of $67,516, median home value of $250,000, median rent of $1,067 per month, and 23.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,351 per month (studio $1,088, 1BR $1,089, 3BR $1,879, 4BR $2,157). Department of Labor data lists infant center-based childcare at $7,176 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, commute. Unemployment currently reads 1.0% and poverty 10.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$67,516
Median household income
Education F
23.2%
Bachelor's degree or higher
Housing D
3.7x
Home value $250,000 vs income
Commute F
36 min
Average commute time
Rent B-
$1,351/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B
$7,176/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$67,516
▲ 9% vs national
Per Capita Income
$38,976
Unemployment Rate
1.0%
Poverty Rate
10.4%

Housing

Median Home Value
$250,000
▼ 9% vs national
Median Rent
$1,067/mo
Owner Occupied
74.7%
2BR Fair Market Rent
$1,351/mo
▲ 13% vs national

Fair Market Rents by Bedroom

Studio
$1,088
1BR
$1,089
2BR
$1,351
3BR
$1,879
4BR
$2,157

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
23.2%
▼ 7 ppt vs national
High School+
53.7%
Median Age
40.6
Avg. Commute
36 min
▲ 10 min vs national

Childcare Costs

Infant (Center)
$7,176/yr
11% of income
Toddler (Center)
$6,760/yr
Preschool (Center)
$6,604/yr
School-Age (Center)
$6,240/yr

What This Means

Collinsville, TX receives an overall affordability grade of C- (51/100), aggregated from 1 ZIP codes with a total population of 3,235. Challenges include education and commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Collinsville, TX affordable?
Collinsville, TX receives an overall affordability grade of C- (51/100) based on Census, HUD, FBI, and DOL data. Median household income is $67,516. Median home value is $250,000.
What is the cost of living in Collinsville?
Key cost metrics: Median rent $1,067/mo. 2BR fair market rent $1,351/mo. Infant childcare $7,176/yr. Median home value $250,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →