C-

Coloma, MI

Source:

Affordability Score: 54/100

Population: 9,310 · 1 ZIP codes

The affordability dashboard for Coloma, MI aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 9,310 residents, then layers in county-level federal data to produce an overall grade of C- (54/100). The headline inputs are median household income of $62,636, median home value of $206,800, median rent of $938 per month, and 20.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,184 per month (studio $816, 1BR $902, 3BR $1,556, 4BR $1,568). Department of Labor data lists infant center-based childcare at $7,131 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 3.7% and poverty 11.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$62,636
Median household income
Education F
20.8%
Bachelor's degree or higher
Housing C
3.3x
Home value $206,800 vs income
Commute D
28 min
Average commute time
Rent B
$1,184/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$7,131/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$62,636
▲ 1% vs national
Per Capita Income
$37,953
Unemployment Rate
3.7%
Poverty Rate
11.2%

Housing

Median Home Value
$206,800
▼ 25% vs national
Median Rent
$938/mo
Owner Occupied
76.7%
2BR Fair Market Rent
$1,184/mo
▼ 1% vs national

Fair Market Rents by Bedroom

Studio
$816
1BR
$902
2BR
$1,184
3BR
$1,556
4BR
$1,568

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
20.8%
▼ 9 ppt vs national
High School+
57.8%
Median Age
45.7
Avg. Commute
28 min
▲ 2 min vs national

Childcare Costs

Infant (Center)
$7,131/yr
11% of income
Toddler (Center)
$7,131/yr
Preschool (Center)
$5,933/yr
School-Age (Center)
$5,314/yr

What This Means

Coloma, MI receives an overall affordability grade of C- (54/100), aggregated from 1 ZIP codes with a total population of 9,310. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Coloma, MI affordable?
Coloma, MI receives an overall affordability grade of C- (54/100) based on Census, HUD, FBI, and DOL data. Median household income is $62,636. Median home value is $206,800.
What is the cost of living in Coloma?
Key cost metrics: Median rent $938/mo. 2BR fair market rent $1,184/mo. Infant childcare $7,131/yr. Median home value $206,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →