C-

Columbus, TX

Source:

Affordability Score: 51/100

Population: 6,712 · 1 ZIP codes

The affordability dashboard for Columbus, TX aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 6,712 residents, then layers in county-level federal data to produce an overall grade of C- (51/100). The headline inputs are median household income of $58,302, median home value of $234,500, median rent of $869 per month, and 27.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,147 per month (studio $892, 1BR $917, 3BR $1,375, 4BR $1,688). Department of Labor data lists infant center-based childcare at $9,620 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing. Unemployment currently reads 3.2% and poverty 19.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$58,302
Median household income
Education D
27.8%
Bachelor's degree or higher
Housing F
4.0x
Home value $234,500 vs income
Commute B-
22 min
Average commute time
Rent B-
$1,147/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$9,620/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$58,302
▼ 6% vs national
Per Capita Income
$41,259
Unemployment Rate
3.2%
Poverty Rate
19.7%

Housing

Median Home Value
$234,500
▼ 15% vs national
Median Rent
$869/mo
Owner Occupied
77.0%
2BR Fair Market Rent
$1,147/mo
▼ 4% vs national

Fair Market Rents by Bedroom

Studio
$892
1BR
$917
2BR
$1,147
3BR
$1,375
4BR
$1,688

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
27.8%
▼ 2 ppt vs national
High School+
63.0%
Median Age
41.8
Avg. Commute
22 min
▼ 4 min vs national

Childcare Costs

Infant (Center)
$9,620/yr
17% of income
Toddler (Center)
$8,944/yr
Preschool (Center)
$8,684/yr
School-Age (Center)
$8,112/yr

What This Means

Columbus, TX receives an overall affordability grade of C- (51/100), aggregated from 1 ZIP codes with a total population of 6,712. Challenges include housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Columbus, TX affordable?
Columbus, TX receives an overall affordability grade of C- (51/100) based on Census, HUD, FBI, and DOL data. Median household income is $58,302. Median home value is $234,500.
What is the cost of living in Columbus?
Key cost metrics: Median rent $869/mo. 2BR fair market rent $1,147/mo. Infant childcare $9,620/yr. Median home value $234,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →