C

Concordia, MO

Source:

Affordability Score: 55/100

Population: 3,608 · 1 ZIP codes

The affordability dashboard for Concordia, MO aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,608 residents, then layers in county-level federal data to produce an overall grade of C (55/100). The headline inputs are median household income of $59,269, median home value of $201,500, median rent of $823 per month, and 27.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,358 per month (studio $1,095, 1BR $1,197, 3BR $1,769, 4BR $2,103).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Concordia, MO include commute. Unemployment currently reads 0.7% and poverty 15.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$59,269
Median household income
Education D
27.2%
Bachelor's degree or higher
Housing C-
3.4x
Home value $201,500 vs income
Commute B+
19 min
Average commute time
Rent C
$1,358/mo
2BR fair market rent (27% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$59,269
▼ 4% vs national
Per Capita Income
$33,235
Unemployment Rate
0.7%
Poverty Rate
15.2%

Housing

Median Home Value
$201,500
▼ 27% vs national
Median Rent
$823/mo
Owner Occupied
65.2%
2BR Fair Market Rent
$1,358/mo
▲ 13% vs national

Fair Market Rents by Bedroom

Studio
$1,095
1BR
$1,197
2BR
$1,358
3BR
$1,769
4BR
$2,103

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
27.2%
▼ 3 ppt vs national
High School+
65.6%
Median Age
49.0
Avg. Commute
19 min
▼ 7 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Concordia, MO receives an overall affordability grade of C (55/100), aggregated from 1 ZIP codes with a total population of 3,608. This area performs well in commute. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Concordia ZIP Codes
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What are common questions about this dashboard?

Is Concordia, MO affordable?
Concordia, MO receives an overall affordability grade of C (55/100) based on Census, HUD, FBI, and DOL data. Median household income is $59,269. Median home value is $201,500.
What is the cost of living in Concordia?
Key cost metrics: Median rent $823/mo. 2BR fair market rent $1,358/mo. Median home value $201,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →