A

Cosby, MO

Source:

Affordability Score: 87/100

Population: 781 · 1 ZIP codes

The affordability dashboard for Cosby, MO aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 781 residents, then layers in county-level federal data to produce an overall grade of A (87/100). The headline inputs are median household income of $113,500, median home value of $253,800, median rent of $1,660 per month, and 50.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,077 per month (studio $774, 1BR $832, 3BR $1,363, 4BR $1,566).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Cosby, MO include income, education, housing, rent. Unemployment currently reads 9.7% and poverty 0.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A
$113,500
Median household income
Education A-
50.7%
Bachelor's degree or higher
Housing A
2.2x
Home value $253,800 vs income
Commute N/A
N/A
Average commute time
Rent A+
$1,077/mo
2BR fair market rent (11% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$113,500
▲ 83% vs national
Per Capita Income
$42,635
Unemployment Rate
9.7%
Poverty Rate
0.5%

Housing

Median Home Value
$253,800
▼ 8% vs national
Median Rent
$1,660/mo
Owner Occupied
81.2%
2BR Fair Market Rent
$1,077/mo
▼ 10% vs national

Fair Market Rents by Bedroom

Studio
$774
1BR
$832
2BR
$1,077
3BR
$1,363
4BR
$1,566

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
50.7%
▲ 21 ppt vs national
High School+
69.4%
Median Age
37.8
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Cosby, MO receives an overall affordability grade of A (87/100), aggregated from 1 ZIP codes with a total population of 781. This area performs well in income and education and housing and rent. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Cosby ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Cosby, MO affordable?
Cosby, MO receives an overall affordability grade of A (87/100) based on Census, HUD, FBI, and DOL data. Median household income is $113,500. Median home value is $253,800.
What is the cost of living in Cosby?
Key cost metrics: Median rent $1,660/mo. 2BR fair market rent $1,077/mo. Median home value $253,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →