C-

Craryville, NY

Source:

Affordability Score: 53/100

Population: 1,644 · 1 ZIP codes

The affordability dashboard for Craryville, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,644 residents, then layers in county-level federal data to produce an overall grade of C- (53/100). The headline inputs are median household income of $75,652, median home value of $338,700, median rent of $1,183 per month, and 33.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,434 per month (studio $1,249, 1BR $1,263, 3BR $1,730, 4BR $1,899). Department of Labor data lists infant center-based childcare at $15,028 per year, consuming 20% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, childcare. Unemployment currently reads 3.2% and poverty 7.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$75,652
Median household income
Education C
33.1%
Bachelor's degree or higher
Housing F
4.5x
Home value $338,700 vs income
Commute C
24 min
Average commute time
Rent B
$1,434/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$15,028/yr
Center-based infant care (20% of income)

Income & Employment

Median Income
$75,652
▲ 22% vs national
Per Capita Income
$51,185
Unemployment Rate
3.2%
Poverty Rate
7.6%

Housing

Median Home Value
$338,700
▲ 23% vs national
Median Rent
$1,183/mo
Owner Occupied
91.0%
2BR Fair Market Rent
$1,434/mo
▲ 20% vs national

Fair Market Rents by Bedroom

Studio
$1,249
1BR
$1,263
2BR
$1,434
3BR
$1,730
4BR
$1,899

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
33.1%
▲ 3 ppt vs national
High School+
63.2%
Median Age
52.7
Avg. Commute
24 min
▼ 2 min vs national

Childcare Costs

Infant (Center)
$15,028/yr
20% of income
Toddler (Center)
$14,300/yr
Preschool (Center)
$13,260/yr
School-Age (Center)
$11,180/yr

What This Means

Craryville, NY receives an overall affordability grade of C- (53/100), aggregated from 1 ZIP codes with a total population of 1,644. Challenges include housing and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Craryville, NY affordable?
Craryville, NY receives an overall affordability grade of C- (53/100) based on Census, HUD, FBI, and DOL data. Median household income is $75,652. Median home value is $338,700.
What is the cost of living in Craryville?
Key cost metrics: Median rent $1,183/mo. 2BR fair market rent $1,434/mo. Infant childcare $15,028/yr. Median home value $338,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →