D

Crystal, MI

Source:

Affordability Score: 46/100

Population: 2,407 · 1 ZIP codes

The affordability dashboard for Crystal, MI aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,407 residents, then layers in county-level federal data to produce an overall grade of D (46/100). The headline inputs are median household income of $55,924, median home value of $191,700, median rent of $811 per month, and 21.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,203 per month (studio $829, 1BR $1,016, 3BR $1,473, 4BR $1,593). Department of Labor data lists infant center-based childcare at $6,926 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, commute. Unemployment currently reads 6.4% and poverty 12.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$55,924
Median household income
Education F
21.5%
Bachelor's degree or higher
Housing C-
3.4x
Home value $191,700 vs income
Commute F
40 min
Average commute time
Rent C+
$1,203/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$6,926/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$55,924
▼ 10% vs national
Per Capita Income
$37,293
Unemployment Rate
6.4%
Poverty Rate
12.1%

Housing

Median Home Value
$191,700
▼ 30% vs national
Median Rent
$811/mo
Owner Occupied
88.3%
2BR Fair Market Rent
$1,203/mo
▲ 0% vs national

Fair Market Rents by Bedroom

Studio
$829
1BR
$1,016
2BR
$1,203
3BR
$1,473
4BR
$1,593

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
21.5%
▼ 8 ppt vs national
High School+
56.2%
Median Age
42.0
Avg. Commute
40 min
▲ 14 min vs national

Childcare Costs

Infant (Center)
$6,926/yr
12% of income
Toddler (Center)
$6,926/yr
Preschool (Center)
$6,507/yr
School-Age (Center)
$4,918/yr

What This Means

Crystal, MI receives an overall affordability grade of D (46/100), aggregated from 1 ZIP codes with a total population of 2,407. Challenges include education and commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Crystal, MI affordable?
Crystal, MI receives an overall affordability grade of D (46/100) based on Census, HUD, FBI, and DOL data. Median household income is $55,924. Median home value is $191,700.
What is the cost of living in Crystal?
Key cost metrics: Median rent $811/mo. 2BR fair market rent $1,203/mo. Infant childcare $6,926/yr. Median home value $191,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →