C

Cumberland, WI

Source:

Affordability Score: 57/100

Population: 5,236 · 1 ZIP codes

The affordability dashboard for Cumberland, WI aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 5,236 residents, then layers in county-level federal data to produce an overall grade of C (57/100). The headline inputs are median household income of $66,538, median home value of $245,800, median rent of $914 per month, and 29.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $984 per month (studio $704, 1BR $750, 3BR $1,262, 4BR $1,590). Department of Labor data lists infant center-based childcare at $10,920 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Cumberland, WI include rent. Unemployment currently reads 4.9% and poverty 19.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$66,538
Median household income
Education D
29.4%
Bachelor's degree or higher
Housing D
3.7x
Home value $245,800 vs income
Commute C+
23 min
Average commute time
Rent A-
$984/mo
2BR fair market rent (18% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$10,920/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$66,538
▲ 7% vs national
Per Capita Income
$38,030
Unemployment Rate
4.9%
Poverty Rate
19.2%

Housing

Median Home Value
$245,800
▼ 11% vs national
Median Rent
$914/mo
Owner Occupied
80.0%
2BR Fair Market Rent
$984/mo
▼ 18% vs national

Fair Market Rents by Bedroom

Studio
$704
1BR
$750
2BR
$984
3BR
$1,262
4BR
$1,590

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
29.4%
▼ 1 ppt vs national
High School+
64.1%
Median Age
47.0
Avg. Commute
23 min
▼ 3 min vs national

Childcare Costs

Infant (Center)
$10,920/yr
16% of income
Toddler (Center)
$9,880/yr
Preschool (Center)
$9,880/yr
School-Age (Center)
$8,528/yr

What This Means

Cumberland, WI receives an overall affordability grade of C (57/100), aggregated from 1 ZIP codes with a total population of 5,236. This area performs well in rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Cumberland, WI affordable?
Cumberland, WI receives an overall affordability grade of C (57/100) based on Census, HUD, FBI, and DOL data. Median household income is $66,538. Median home value is $245,800.
What is the cost of living in Cumberland?
Key cost metrics: Median rent $914/mo. 2BR fair market rent $984/mo. Infant childcare $10,920/yr. Median home value $245,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →