Cummings, ND

The affordability dashboard for Cummings, ND aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 212 residents, then layers in county-level federal data to produce an overall grade of B (70/100). The headline inputs are median household income of $96,750, median home value of $342,300, median rent of — per month, and 31.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $873 per month (studio $686, 1BR $690, 3BR $1,214, 4BR $1,464). Department of Labor data lists infant center-based childcare at $10,889 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Cummings, ND include income, rent. Unemployment currently reads 0.0% and poverty 7.6% — numbers worth keeping alongside the headline grade.