D

Cushing, IA

Source:

Affordability Score: 42/100

Population: 404 · 1 ZIP codes

The affordability dashboard for Cushing, IA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 404 residents, then layers in county-level federal data to produce an overall grade of D (42/100). The headline inputs are median household income of $60,833, median home value of $314,900, median rent of $811 per month, and 6.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,154 per month (studio $796, 1BR $925, 3BR $1,386, 4BR $1,528). Department of Labor data lists infant center-based childcare at $8,623 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing. Unemployment currently reads 0.0% and poverty 15.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$60,833
Median household income
Education F
6.8%
Bachelor's degree or higher
Housing F
5.2x
Home value $314,900 vs income
Commute N/A
N/A
Average commute time
Rent B
$1,154/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$8,623/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$60,833
▼ 2% vs national
Per Capita Income
$41,901
Unemployment Rate
0.0%
Poverty Rate
15.5%

Housing

Median Home Value
$314,900
▲ 15% vs national
Median Rent
$811/mo
Owner Occupied
85.1%
2BR Fair Market Rent
$1,154/mo
▼ 4% vs national

Fair Market Rents by Bedroom

Studio
$796
1BR
$925
2BR
$1,154
3BR
$1,386
4BR
$1,528

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
6.8%
▼ 23 ppt vs national
High School+
41.5%
Median Age
53.4
Avg. Commute

Childcare Costs

Infant (Center)
$8,623/yr
14% of income
Toddler (Center)
$7,430/yr
Preschool (Center)
$7,430/yr
School-Age (Center)
$5,944/yr

What This Means

Cushing, IA receives an overall affordability grade of D (42/100), aggregated from 1 ZIP codes with a total population of 404. Challenges include education and housing. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Cushing ZIP Codes
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What are common questions about this dashboard?

Is Cushing, IA affordable?
Cushing, IA receives an overall affordability grade of D (42/100) based on Census, HUD, FBI, and DOL data. Median household income is $60,833. Median home value is $314,900.
What is the cost of living in Cushing?
Key cost metrics: Median rent $811/mo. 2BR fair market rent $1,154/mo. Infant childcare $8,623/yr. Median home value $314,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →