C+

Decatur, AL

Source:

Affordability Score: 62/100

Population: 64,979 · 2 ZIP codes

The affordability dashboard for Decatur, AL aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 64,979 residents, then layers in county-level federal data to produce an overall grade of C+ (62/100). The headline inputs are median household income of $65,560, median home value of $207,550, median rent of $900 per month, and 22.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $961 per month (studio $755, 1BR $776, 3BR $1,262, 4BR $1,550). Department of Labor data lists infant center-based childcare at $7,073 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Decatur, AL include rent. Pressure points are education. Unemployment currently reads 4.0% and poverty 12.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$65,560
Median household income
Education F
22.9%
Bachelor's degree or higher
Housing C+
3.2x
Home value $207,550 vs income
Commute B-
22 min
Average commute time
Rent A-
$961/mo
2BR fair market rent (18% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B
$7,073/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$65,560
▲ 6% vs national
Per Capita Income
$34,887
Unemployment Rate
4.0%
Poverty Rate
12.6%

Housing

Median Home Value
$207,550
▼ 25% vs national
Median Rent
$900/mo
Owner Occupied
65.4%
2BR Fair Market Rent
$961/mo
▼ 20% vs national

Fair Market Rents by Bedroom

Studio
$755
1BR
$776
2BR
$961
3BR
$1,262
4BR
$1,550

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
22.9%
▼ 7 ppt vs national
High School+
52.9%
Median Age
39.1
Avg. Commute
22 min
▼ 4 min vs national

Childcare Costs

Infant (Center)
$7,073/yr
11% of income
Toddler (Center)
$6,997/yr
Preschool (Center)
$6,607/yr
School-Age (Center)
$5,870/yr

What This Means

Decatur, AL receives an overall affordability grade of C+ (62/100), aggregated from 2 ZIP codes with a total population of 64,979. This area performs well in rent. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Decatur ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Decatur, AL affordable?
Decatur, AL receives an overall affordability grade of C+ (62/100) based on Census, HUD, FBI, and DOL data. Median household income is $65,560. Median home value is $207,550.
What is the cost of living in Decatur?
Key cost metrics: Median rent $900/mo. 2BR fair market rent $961/mo. Infant childcare $7,073/yr. Median home value $207,550.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →