Delmar, NY

The affordability dashboard for Delmar, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 16,918 residents, then layers in county-level federal data to produce an overall grade of A- (83/100). The headline inputs are median household income of $129,583, median home value of $354,500, median rent of $1,756 per month, and 69.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,702 per month (studio $1,217, 1BR $1,417, 3BR $2,041, 4BR $2,253). Department of Labor data lists infant center-based childcare at $14,820 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Delmar, NY include income, education, housing, rent. Unemployment currently reads 2.7% and poverty 3.6% — numbers worth keeping alongside the headline grade.