C-

Deloit, IA

Source:

Affordability Score: 53/100

Population: 353 · 1 ZIP codes

The affordability dashboard for Deloit, IA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 353 residents, then layers in county-level federal data to produce an overall grade of C- (53/100). The headline inputs are median household income of $48,750, median home value of $137,500, median rent of $700 per month, and 24.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $919 per month (studio $682, 1BR $788, 3BR $1,212, 4BR $1,451). Department of Labor data lists infant center-based childcare at $8,027 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education. Unemployment currently reads 5.9% and poverty 12.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$48,750
Median household income
Education F
24.3%
Bachelor's degree or higher
Housing B
2.8x
Home value $137,500 vs income
Commute N/A
N/A
Average commute time
Rent B
$919/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$8,027/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$48,750
▼ 21% vs national
Per Capita Income
$23,923
Unemployment Rate
5.9%
Poverty Rate
12.8%

Housing

Median Home Value
$137,500
▼ 50% vs national
Median Rent
$700/mo
Owner Occupied
88.6%
2BR Fair Market Rent
$919/mo
▼ 23% vs national

Fair Market Rents by Bedroom

Studio
$682
1BR
$788
2BR
$919
3BR
$1,212
4BR
$1,451

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
24.3%
▼ 6 ppt vs national
High School+
48.9%
Median Age
33.7
Avg. Commute

Childcare Costs

Infant (Center)
$8,027/yr
16% of income
Toddler (Center)
$6,917/yr
Preschool (Center)
$6,917/yr
School-Age (Center)
$5,533/yr

What This Means

Deloit, IA receives an overall affordability grade of C- (53/100), aggregated from 1 ZIP codes with a total population of 353. Challenges include income and education. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Deloit, IA affordable?
Deloit, IA receives an overall affordability grade of C- (53/100) based on Census, HUD, FBI, and DOL data. Median household income is $48,750. Median home value is $137,500.
What is the cost of living in Deloit?
Key cost metrics: Median rent $700/mo. 2BR fair market rent $919/mo. Infant childcare $8,027/yr. Median home value $137,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →