A-

Denver, IA

Source:

Affordability Score: 81/100

Population: 3,206 · 1 ZIP codes

The affordability dashboard for Denver, IA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,206 residents, then layers in county-level federal data to produce an overall grade of A- (81/100). The headline inputs are median household income of $95,089, median home value of $254,100, median rent of $875 per month, and 46.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $978 per month (studio $674, 1BR $745, 3BR $1,290, 4BR $1,295). Department of Labor data lists infant center-based childcare at $8,283 per year, consuming 9% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Denver, IA include income, education, housing, rent, childcare. Unemployment currently reads 5.1% and poverty 4.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$95,089
Median household income
Education B+
46.4%
Bachelor's degree or higher
Housing B+
2.7x
Home value $254,100 vs income
Commute N/A
N/A
Average commute time
Rent A+
$978/mo
2BR fair market rent (12% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B+
$8,283/yr
Center-based infant care (9% of income)

Income & Employment

Median Income
$95,089
▲ 53% vs national
Per Capita Income
$40,141
Unemployment Rate
5.1%
Poverty Rate
4.5%

Housing

Median Home Value
$254,100
▼ 8% vs national
Median Rent
$875/mo
Owner Occupied
86.8%
2BR Fair Market Rent
$978/mo
▼ 18% vs national

Fair Market Rents by Bedroom

Studio
$674
1BR
$745
2BR
$978
3BR
$1,290
4BR
$1,295

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
46.4%
▲ 16 ppt vs national
High School+
70.8%
Median Age
36.5
Avg. Commute

Childcare Costs

Infant (Center)
$8,283/yr
9% of income
Toddler (Center)
$7,138/yr
Preschool (Center)
$7,138/yr
School-Age (Center)
$5,710/yr

What This Means

Denver, IA receives an overall affordability grade of A- (81/100), aggregated from 1 ZIP codes with a total population of 3,206. This area performs well in income and education and housing and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Denver, IA affordable?
Denver, IA receives an overall affordability grade of A- (81/100) based on Census, HUD, FBI, and DOL data. Median household income is $95,089. Median home value is $254,100.
What is the cost of living in Denver?
Key cost metrics: Median rent $875/mo. 2BR fair market rent $978/mo. Infant childcare $8,283/yr. Median home value $254,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →