B

Denver, NY

Source:

Affordability Score: 72/100

Population: 470 · 1 ZIP codes

The affordability dashboard for Denver, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 470 residents, then layers in county-level federal data to produce an overall grade of B (72/100). The headline inputs are median household income of $100,819, median home value of $372,200, median rent of per month, and 44.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,033 per month (studio $813, 1BR $884, 3BR $1,437, 4BR $1,490). Department of Labor data lists infant center-based childcare at $12,844 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Denver, NY include income, education, rent. Unemployment currently reads 11.0% and poverty 8.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A-
$100,819
Median household income
Education B+
44.8%
Bachelor's degree or higher
Housing D
3.7x
Home value $372,200 vs income
Commute N/A
N/A
Average commute time
Rent A+
$1,033/mo
2BR fair market rent (12% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$12,844/yr
Center-based infant care (13% of income)

Income & Employment

Median Income
$100,819
▲ 63% vs national
Per Capita Income
$82,560
Unemployment Rate
11.0%
Poverty Rate
8.4%

Housing

Median Home Value
$372,200
▲ 35% vs national
Median Rent
Owner Occupied
75.2%
2BR Fair Market Rent
$1,033/mo
▼ 14% vs national

Fair Market Rents by Bedroom

Studio
$813
1BR
$884
2BR
$1,033
3BR
$1,437
4BR
$1,490

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
44.8%
▲ 15 ppt vs national
High School+
51.6%
Median Age
70.3
Avg. Commute

Childcare Costs

Infant (Center)
$12,844/yr
13% of income
Toddler (Center)
$11,960/yr
Preschool (Center)
$10,400/yr
School-Age (Center)
$10,088/yr

What This Means

Denver, NY receives an overall affordability grade of B (72/100), aggregated from 1 ZIP codes with a total population of 470. This area performs well in income and education and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Denver, NY affordable?
Denver, NY receives an overall affordability grade of B (72/100) based on Census, HUD, FBI, and DOL data. Median household income is $100,819. Median home value is $372,200.
What is the cost of living in Denver?
Key cost metrics: 2BR fair market rent $1,033/mo. Infant childcare $12,844/yr. Median home value $372,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →