C-

Desoto, TX

Source:

Affordability Score: 54/100

Population: 48,877 · 1 ZIP codes

The affordability dashboard for Desoto, TX aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 48,877 residents, then layers in county-level federal data to produce an overall grade of C- (54/100). The headline inputs are median household income of $82,782, median home value of $319,400, median rent of $1,666 per month, and 30.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,931 per month (studio $1,582, 1BR $1,648, 3BR $2,431, 4BR $3,091). Department of Labor data lists infant center-based childcare at $10,088 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are commute. Unemployment currently reads 8.9% and poverty 7.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$82,782
Median household income
Education C-
30.1%
Bachelor's degree or higher
Housing D
3.9x
Home value $319,400 vs income
Commute F
31 min
Average commute time
Rent C
$1,931/mo
2BR fair market rent (28% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$10,088/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$82,782
▲ 34% vs national
Per Capita Income
$39,003
Unemployment Rate
8.9%
Poverty Rate
7.6%

Housing

Median Home Value
$319,400
▲ 16% vs national
Median Rent
$1,666/mo
Owner Occupied
69.6%
2BR Fair Market Rent
$1,931/mo
▲ 61% vs national

Fair Market Rents by Bedroom

Studio
$1,582
1BR
$1,648
2BR
$1,931
3BR
$2,431
4BR
$3,091

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
30.1%
▲ 0 ppt vs national
High School+
54.8%
Median Age
41.9
Avg. Commute
31 min
▲ 5 min vs national

Childcare Costs

Infant (Center)
$10,088/yr
12% of income
Toddler (Center)
$9,360/yr
Preschool (Center)
$9,100/yr
School-Age (Center)
$8,528/yr

What This Means

Desoto, TX receives an overall affordability grade of C- (54/100), aggregated from 1 ZIP codes with a total population of 48,877. Challenges include commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Desoto, TX affordable?
Desoto, TX receives an overall affordability grade of C- (54/100) based on Census, HUD, FBI, and DOL data. Median household income is $82,782. Median home value is $319,400.
What is the cost of living in Desoto?
Key cost metrics: Median rent $1,666/mo. 2BR fair market rent $1,931/mo. Infant childcare $10,088/yr. Median home value $319,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →