F

Dorchester Center, MA

Affordability Score: 30/100

Population: 47,783 · 1 ZIP codes

The affordability dashboard for Dorchester Center, MA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 47,783 residents, then layers in county-level federal data to produce an overall grade of F (30/100). The headline inputs are median household income of $81,923, median home value of $650,700, median rent of $1,684 per month, and 31.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,941 per month (studio $2,359, 1BR $2,476, 3BR $3,526, 4BR $3,894). Department of Labor data lists infant center-based childcare at $30,680 per year, consuming 37% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, commute, rent, childcare. Unemployment currently reads 8.0% and poverty 17.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$81,923
Median household income
Education C-
31.6%
Bachelor's degree or higher
Housing F
7.9x
Home value $650,700 vs income
Commute F
35 min
Average commute time
Rent F
$2,941/mo
2BR fair market rent (43% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$30,680/yr
Center-based infant care (37% of income)

Income & Employment

Median Income
$81,923
▲ 32% vs national
Per Capita Income
$41,235
Unemployment Rate
8.0%
Poverty Rate
17.0%

Housing

Median Home Value
$650,700
▲ 137% vs national
Median Rent
$1,684/mo
Owner Occupied
41.4%
2BR Fair Market Rent
$2,941/mo
▲ 145% vs national

Fair Market Rents by Bedroom

Studio
$2,359
1BR
$2,476
2BR
$2,941
3BR
$3,526
4BR
$3,894

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
31.6%
▲ 2 ppt vs national
High School+
57.8%
Median Age
36.9
Avg. Commute
35 min
▲ 9 min vs national

Childcare Costs

Infant (Center)
$30,680/yr
37% of income
Toddler (Center)
$25,639/yr
Preschool (Center)
$18,200/yr
School-Age (Center)
$11,645/yr

What This Means

Dorchester Center, MA receives an overall affordability grade of F (30/100), aggregated from 1 ZIP codes with a total population of 47,783. Challenges include housing and commute and rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Dorchester Center ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

Frequently Asked Questions

Is Dorchester Center, MA affordable?
Dorchester Center, MA receives an overall affordability grade of F (30/100) based on Census, HUD, FBI, and DOL data. Median household income is $81,923. Median home value is $650,700.
What is the cost of living in Dorchester Center?
Key cost metrics: Median rent $1,684/mo. 2BR fair market rent $2,941/mo. Infant childcare $30,680/yr. Median home value $650,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices.