B

Dubuque, IA

Source:

Affordability Score: 71/100

Population: 71,168 · 3 ZIP codes

The affordability dashboard for Dubuque, IA aggregates Census ACS 5-Year Estimates across 3 ZIP codes covering 71,168 residents, then layers in county-level federal data to produce an overall grade of B (71/100). The headline inputs are median household income of $74,691, median home value of $223,141, median rent of $957 per month, and 35.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,077 per month (studio $774, 1BR $841, 3BR $1,450, 4BR $1,807). Department of Labor data lists infant center-based childcare at $8,640 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Dubuque, IA include commute, rent. Unemployment currently reads 3.9% and poverty 11.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$74,691
Median household income
Education C+
35.0%
Bachelor's degree or higher
Housing B-
3.0x
Home value $223,141 vs income
Commute A
15 min
Average commute time
Rent A
$1,077/mo
2BR fair market rent (17% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$8,640/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$74,691
▲ 20% vs national
Per Capita Income
$41,414
Unemployment Rate
3.9%
Poverty Rate
11.5%

Housing

Median Home Value
$223,141
▼ 19% vs national
Median Rent
$957/mo
Owner Occupied
70.5%
2BR Fair Market Rent
$1,077/mo
▼ 10% vs national

Fair Market Rents by Bedroom

Studio
$774
1BR
$841
2BR
$1,077
3BR
$1,450
4BR
$1,807

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
35.0%
▲ 5 ppt vs national
High School+
65.6%
Median Age
38.7
Avg. Commute
15 min
▼ 11 min vs national

Childcare Costs

Infant (Center)
$8,640/yr
12% of income
Toddler (Center)
$7,445/yr
Preschool (Center)
$7,445/yr
School-Age (Center)
$5,957/yr

What This Means

Dubuque, IA receives an overall affordability grade of B (71/100), aggregated from 3 ZIP codes with a total population of 71,168. This area performs well in commute and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Dubuque ZIP Codes
View all 3 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Dubuque, IA affordable?
Dubuque, IA receives an overall affordability grade of B (71/100) based on Census, HUD, FBI, and DOL data. Median household income is $74,691. Median home value is $223,141.
What is the cost of living in Dubuque?
Key cost metrics: Median rent $957/mo. 2BR fair market rent $1,077/mo. Infant childcare $8,640/yr. Median home value $223,141.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →