B

Earling, IA

Source:

Affordability Score: 71/100

Population: 854 · 1 ZIP codes

The affordability dashboard for Earling, IA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 854 residents, then layers in county-level federal data to produce an overall grade of B (71/100). The headline inputs are median household income of $73,750, median home value of $163,800, median rent of $837 per month, and 27.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $919 per month (studio $682, 1BR $838, 3BR $1,278, 4BR $1,309). Department of Labor data lists infant center-based childcare at $8,524 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Earling, IA include housing, rent. Unemployment currently reads 2.9% and poverty 5.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$73,750
Median household income
Education D
27.4%
Bachelor's degree or higher
Housing A
2.2x
Home value $163,800 vs income
Commute N/A
N/A
Average commute time
Rent A+
$919/mo
2BR fair market rent (15% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$8,524/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$73,750
▲ 19% vs national
Per Capita Income
$40,494
Unemployment Rate
2.9%
Poverty Rate
5.3%

Housing

Median Home Value
$163,800
▼ 40% vs national
Median Rent
$837/mo
Owner Occupied
82.2%
2BR Fair Market Rent
$919/mo
▼ 23% vs national

Fair Market Rents by Bedroom

Studio
$682
1BR
$838
2BR
$919
3BR
$1,278
4BR
$1,309

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
27.4%
▼ 3 ppt vs national
High School+
56.7%
Median Age
39.3
Avg. Commute

Childcare Costs

Infant (Center)
$8,524/yr
12% of income
Toddler (Center)
$7,345/yr
Preschool (Center)
$7,345/yr
School-Age (Center)
$5,876/yr

What This Means

Earling, IA receives an overall affordability grade of B (71/100), aggregated from 1 ZIP codes with a total population of 854. This area performs well in housing and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Earling, IA affordable?
Earling, IA receives an overall affordability grade of B (71/100) based on Census, HUD, FBI, and DOL data. Median household income is $73,750. Median home value is $163,800.
What is the cost of living in Earling?
Key cost metrics: Median rent $837/mo. 2BR fair market rent $919/mo. Infant childcare $8,524/yr. Median home value $163,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →