B-

East Branch, NY

Source:

Affordability Score: 65/100

Population: 613 · 1 ZIP codes

The affordability dashboard for East Branch, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 613 residents, then layers in county-level federal data to produce an overall grade of B- (65/100). The headline inputs are median household income of $71,765, median home value of $164,100, median rent of $1,548 per month, and 26.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,033 per month (studio $813, 1BR $884, 3BR $1,437, 4BR $1,490). Department of Labor data lists infant center-based childcare at $12,844 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for East Branch, NY include housing, rent. Unemployment currently reads 7.7% and poverty 7.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$71,765
Median household income
Education D
26.4%
Bachelor's degree or higher
Housing A-
2.3x
Home value $164,100 vs income
Commute N/A
N/A
Average commute time
Rent A
$1,033/mo
2BR fair market rent (17% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$12,844/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$71,765
▲ 16% vs national
Per Capita Income
$36,041
Unemployment Rate
7.7%
Poverty Rate
7.8%

Housing

Median Home Value
$164,100
▼ 40% vs national
Median Rent
$1,548/mo
Owner Occupied
84.1%
2BR Fair Market Rent
$1,033/mo
▼ 14% vs national

Fair Market Rents by Bedroom

Studio
$813
1BR
$884
2BR
$1,033
3BR
$1,437
4BR
$1,490

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
26.4%
▼ 4 ppt vs national
High School+
74.7%
Median Age
50.7
Avg. Commute

Childcare Costs

Infant (Center)
$12,844/yr
18% of income
Toddler (Center)
$11,960/yr
Preschool (Center)
$10,400/yr
School-Age (Center)
$10,088/yr

What This Means

East Branch, NY receives an overall affordability grade of B- (65/100), aggregated from 1 ZIP codes with a total population of 613. This area performs well in housing and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is East Branch, NY affordable?
East Branch, NY receives an overall affordability grade of B- (65/100) based on Census, HUD, FBI, and DOL data. Median household income is $71,765. Median home value is $164,100.
What is the cost of living in East Branch?
Key cost metrics: Median rent $1,548/mo. 2BR fair market rent $1,033/mo. Infant childcare $12,844/yr. Median home value $164,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →