C-

Egg Harbor City, NJ

Source:

Affordability Score: 51/100

Population: 13,442 · 1 ZIP codes

The affordability dashboard for Egg Harbor City, NJ aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 13,442 residents, then layers in county-level federal data to produce an overall grade of C- (51/100). The headline inputs are median household income of $80,893, median home value of $286,500, median rent of $1,562 per month, and 21.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,867 per month (studio $1,346, 1BR $1,537, 3BR $2,586, 4BR $2,851). Department of Labor data lists infant center-based childcare at $14,907 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, childcare. Unemployment currently reads 4.6% and poverty 6.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$80,893
Median household income
Education F
21.4%
Bachelor's degree or higher
Housing D
3.5x
Home value $286,500 vs income
Commute D
27 min
Average commute time
Rent C
$1,867/mo
2BR fair market rent (28% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$14,907/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$80,893
▲ 30% vs national
Per Capita Income
$41,850
Unemployment Rate
4.6%
Poverty Rate
6.4%

Housing

Median Home Value
$286,500
▲ 4% vs national
Median Rent
$1,562/mo
Owner Occupied
73.3%
2BR Fair Market Rent
$1,867/mo
▲ 56% vs national

Fair Market Rents by Bedroom

Studio
$1,346
1BR
$1,537
2BR
$1,867
3BR
$2,586
4BR
$2,851

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
21.4%
▼ 9 ppt vs national
High School+
63.6%
Median Age
50.0
Avg. Commute
27 min
▲ 1 min vs national

Childcare Costs

Infant (Center)
$14,907/yr
18% of income
Toddler (Center)
$14,459/yr
Preschool (Center)
$14,459/yr
School-Age (Center)
$6,942/yr

What This Means

Egg Harbor City, NJ receives an overall affordability grade of C- (51/100), aggregated from 1 ZIP codes with a total population of 13,442. Challenges include education and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Egg Harbor City, NJ affordable?
Egg Harbor City, NJ receives an overall affordability grade of C- (51/100) based on Census, HUD, FBI, and DOL data. Median household income is $80,893. Median home value is $286,500.
What is the cost of living in Egg Harbor City?
Key cost metrics: Median rent $1,562/mo. 2BR fair market rent $1,867/mo. Infant childcare $14,907/yr. Median home value $286,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →