B-

Egg Harbor Township, NJ

Source:

Affordability Score: 66/100

Population: 42,532 · 1 ZIP codes

The affordability dashboard for Egg Harbor Township, NJ aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 42,532 residents, then layers in county-level federal data to produce an overall grade of B- (66/100). The headline inputs are median household income of $98,217, median home value of $313,200, median rent of $1,482 per month, and 35.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,867 per month (studio $1,346, 1BR $1,537, 3BR $2,586, 4BR $2,851). Department of Labor data lists infant center-based childcare at $14,907 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Egg Harbor Township, NJ include income. Unemployment currently reads 8.3% and poverty 9.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$98,217
Median household income
Education C+
35.1%
Bachelor's degree or higher
Housing C+
3.2x
Home value $313,200 vs income
Commute C+
23 min
Average commute time
Rent B
$1,867/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$14,907/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$98,217
▲ 58% vs national
Per Capita Income
$41,887
Unemployment Rate
8.3%
Poverty Rate
9.4%

Housing

Median Home Value
$313,200
▲ 14% vs national
Median Rent
$1,482/mo
Owner Occupied
84.7%
2BR Fair Market Rent
$1,867/mo
▲ 56% vs national

Fair Market Rents by Bedroom

Studio
$1,346
1BR
$1,537
2BR
$1,867
3BR
$2,586
4BR
$2,851

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
35.1%
▲ 5 ppt vs national
High School+
67.9%
Median Age
41.3
Avg. Commute
23 min
▼ 3 min vs national

Childcare Costs

Infant (Center)
$14,907/yr
15% of income
Toddler (Center)
$14,459/yr
Preschool (Center)
$14,459/yr
School-Age (Center)
$6,942/yr

What This Means

Egg Harbor Township, NJ receives an overall affordability grade of B- (66/100), aggregated from 1 ZIP codes with a total population of 42,532. This area performs well in income. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Egg Harbor Township ZIP Codes
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What are common questions about this dashboard?

Is Egg Harbor Township, NJ affordable?
Egg Harbor Township, NJ receives an overall affordability grade of B- (66/100) based on Census, HUD, FBI, and DOL data. Median household income is $98,217. Median home value is $313,200.
What is the cost of living in Egg Harbor Township?
Key cost metrics: Median rent $1,482/mo. 2BR fair market rent $1,867/mo. Infant childcare $14,907/yr. Median home value $313,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →