F

Elcho, WI

Source:

Affordability Score: 38/100

Population: 1,127 · 1 ZIP codes

The affordability dashboard for Elcho, WI aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,127 residents, then layers in county-level federal data to produce an overall grade of F (38/100). The headline inputs are median household income of $49,167, median home value of $214,800, median rent of $495 per month, and 16.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $973 per month (studio $691, 1BR $742, 3BR $1,167, 4BR $1,288). Department of Labor data lists infant center-based childcare at $10,920 per year, consuming 22% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing, childcare. Unemployment currently reads 3.0% and poverty 23.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$49,167
Median household income
Education F
16.8%
Bachelor's degree or higher
Housing F
4.4x
Home value $214,800 vs income
Commute N/A
N/A
Average commute time
Rent B-
$973/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$10,920/yr
Center-based infant care (22% of income)

Income & Employment

Median Income
$49,167
▼ 21% vs national
Per Capita Income
$31,884
Unemployment Rate
3.0%
Poverty Rate
23.4%

Housing

Median Home Value
$214,800
▼ 22% vs national
Median Rent
$495/mo
Owner Occupied
87.5%
2BR Fair Market Rent
$973/mo
▼ 19% vs national

Fair Market Rents by Bedroom

Studio
$691
1BR
$742
2BR
$973
3BR
$1,167
4BR
$1,288

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
16.8%
▼ 13 ppt vs national
High School+
59.8%
Median Age
60.3
Avg. Commute

Childcare Costs

Infant (Center)
$10,920/yr
22% of income
Toddler (Center)
$9,880/yr
Preschool (Center)
$9,880/yr
School-Age (Center)
$8,528/yr

What This Means

Elcho, WI receives an overall affordability grade of F (38/100), aggregated from 1 ZIP codes with a total population of 1,127. Challenges include income and education and housing and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Elcho, WI affordable?
Elcho, WI receives an overall affordability grade of F (38/100) based on Census, HUD, FBI, and DOL data. Median household income is $49,167. Median home value is $214,800.
What is the cost of living in Elcho?
Key cost metrics: Median rent $495/mo. 2BR fair market rent $973/mo. Infant childcare $10,920/yr. Median home value $214,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →