C

Eldon, IA

Source:

Affordability Score: 56/100

Population: 1,373 · 1 ZIP codes

The affordability dashboard for Eldon, IA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,373 residents, then layers in county-level federal data to produce an overall grade of C (56/100). The headline inputs are median household income of $55,769, median home value of $82,400, median rent of $692 per month, and 7.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,068 per month (studio $793, 1BR $814, 3BR $1,354, 4BR $1,468). Department of Labor data lists infant center-based childcare at $8,560 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Eldon, IA include housing. Pressure points are education. Unemployment currently reads 10.0% and poverty 18.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$55,769
Median household income
Education F
7.3%
Bachelor's degree or higher
Housing A+
1.5x
Home value $82,400 vs income
Commute N/A
N/A
Average commute time
Rent B
$1,068/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$8,560/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$55,769
▼ 10% vs national
Per Capita Income
$28,180
Unemployment Rate
10.0%
Poverty Rate
18.7%

Housing

Median Home Value
$82,400
▼ 70% vs national
Median Rent
$692/mo
Owner Occupied
87.4%
2BR Fair Market Rent
$1,068/mo
▼ 11% vs national

Fair Market Rents by Bedroom

Studio
$793
1BR
$814
2BR
$1,068
3BR
$1,354
4BR
$1,468

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
7.3%
▼ 23 ppt vs national
High School+
63.4%
Median Age
46.2
Avg. Commute

Childcare Costs

Infant (Center)
$8,560/yr
15% of income
Toddler (Center)
$7,376/yr
Preschool (Center)
$7,376/yr
School-Age (Center)
$5,901/yr

What This Means

Eldon, IA receives an overall affordability grade of C (56/100), aggregated from 1 ZIP codes with a total population of 1,373. This area performs well in housing. Challenges include education. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Eldon ZIP Codes
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What are common questions about this dashboard?

Is Eldon, IA affordable?
Eldon, IA receives an overall affordability grade of C (56/100) based on Census, HUD, FBI, and DOL data. Median household income is $55,769. Median home value is $82,400.
What is the cost of living in Eldon?
Key cost metrics: Median rent $692/mo. 2BR fair market rent $1,068/mo. Infant childcare $8,560/yr. Median home value $82,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →