Elgin, OK

The affordability dashboard for Elgin, OK aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 4,675 residents, then layers in county-level federal data to produce an overall grade of B- (69/100). The headline inputs are median household income of $91,324, median home value of $288,700, median rent of $1,177 per month, and 34.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,001 per month (studio $779, 1BR $784, 3BR $1,392, 4BR $1,679). Department of Labor data lists infant center-based childcare at $10,864 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Elgin, OK include income, rent. Unemployment currently reads 4.5% and poverty 10.6% — numbers worth keeping alongside the headline grade.