Elkhart, IA

The affordability dashboard for Elkhart, IA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,195 residents, then layers in county-level federal data to produce an overall grade of B+ (75/100). The headline inputs are median household income of $100,972, median home value of $274,700, median rent of $841 per month, and 36.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,318 per month (studio $1,063, 1BR $1,109, 3BR $1,794, 4BR $1,841). Department of Labor data lists infant center-based childcare at $9,220 per year, consuming 9% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Elkhart, IA include income, housing, rent, childcare. Unemployment currently reads 1.0% and poverty 10.8% — numbers worth keeping alongside the headline grade.