C-

Elmore, AL

Source:

Affordability Score: 51/100

Population: 5,729 · 1 ZIP codes

The affordability dashboard for Elmore, AL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 5,729 residents, then layers in county-level federal data to produce an overall grade of C- (51/100). The headline inputs are median household income of $54,414, median home value of $175,700, median rent of $1,122 per month, and 14.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,016 per month (studio $860, 1BR $870, 3BR $1,304, 4BR $1,537). Department of Labor data lists infant center-based childcare at $7,582 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 12.9% and poverty 17.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$54,414
Median household income
Education F
14.1%
Bachelor's degree or higher
Housing C
3.2x
Home value $175,700 vs income
Commute N/A
N/A
Average commute time
Rent B
$1,016/mo
2BR fair market rent (22% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$7,582/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$54,414
▼ 12% vs national
Per Capita Income
$19,532
Unemployment Rate
12.9%
Poverty Rate
17.0%

Housing

Median Home Value
$175,700
▼ 36% vs national
Median Rent
$1,122/mo
Owner Occupied
75.3%
2BR Fair Market Rent
$1,016/mo
▼ 15% vs national

Fair Market Rents by Bedroom

Studio
$860
1BR
$870
2BR
$1,016
3BR
$1,304
4BR
$1,537

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
14.1%
▼ 16 ppt vs national
High School+
51.7%
Median Age
40.6
Avg. Commute

Childcare Costs

Infant (Center)
$7,582/yr
14% of income
Toddler (Center)
$7,213/yr
Preschool (Center)
$6,498/yr
School-Age (Center)
$5,903/yr

What This Means

Elmore, AL receives an overall affordability grade of C- (51/100), aggregated from 1 ZIP codes with a total population of 5,729. Challenges include education. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Elmore, AL affordable?
Elmore, AL receives an overall affordability grade of C- (51/100) based on Census, HUD, FBI, and DOL data. Median household income is $54,414. Median home value is $175,700.
What is the cost of living in Elmore?
Key cost metrics: Median rent $1,122/mo. 2BR fair market rent $1,016/mo. Infant childcare $7,582/yr. Median home value $175,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →