C

Elmwood, WI

Source:

Affordability Score: 56/100

Population: 2,056 · 1 ZIP codes

The affordability dashboard for Elmwood, WI aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,056 residents, then layers in county-level federal data to produce an overall grade of C (56/100). The headline inputs are median household income of $79,387, median home value of $239,700, median rent of $860 per month, and 24.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,709 per month (studio $1,242, 1BR $1,405, 3BR $2,262, 4BR $2,531). Department of Labor data lists infant center-based childcare at $10,920 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, commute. Unemployment currently reads 1.7% and poverty 7.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$79,387
Median household income
Education F
24.7%
Bachelor's degree or higher
Housing B-
3.0x
Home value $239,700 vs income
Commute F
34 min
Average commute time
Rent C+
$1,709/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$10,920/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$79,387
▲ 28% vs national
Per Capita Income
$39,620
Unemployment Rate
1.7%
Poverty Rate
7.0%

Housing

Median Home Value
$239,700
▼ 13% vs national
Median Rent
$860/mo
Owner Occupied
77.9%
2BR Fair Market Rent
$1,709/mo
▲ 42% vs national

Fair Market Rents by Bedroom

Studio
$1,242
1BR
$1,405
2BR
$1,709
3BR
$2,262
4BR
$2,531

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
24.7%
▼ 5 ppt vs national
High School+
62.6%
Median Age
44.2
Avg. Commute
34 min
▲ 8 min vs national

Childcare Costs

Infant (Center)
$10,920/yr
14% of income
Toddler (Center)
$9,880/yr
Preschool (Center)
$9,880/yr
School-Age (Center)
$8,528/yr

What This Means

Elmwood, WI receives an overall affordability grade of C (56/100), aggregated from 1 ZIP codes with a total population of 2,056. Challenges include education and commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Elmwood, WI affordable?
Elmwood, WI receives an overall affordability grade of C (56/100) based on Census, HUD, FBI, and DOL data. Median household income is $79,387. Median home value is $239,700.
What is the cost of living in Elmwood?
Key cost metrics: Median rent $860/mo. 2BR fair market rent $1,709/mo. Infant childcare $10,920/yr. Median home value $239,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →