C+

Elyria, NE

Source:

Affordability Score: 63/100

Population: 103 · 1 ZIP codes

The affordability dashboard for Elyria, NE aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 103 residents, then layers in county-level federal data to produce an overall grade of C+ (63/100). The headline inputs are median household income of $80,833, median home value of , median rent of per month, and 11.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $961 per month (studio $666, 1BR $732, 3BR $1,152, 4BR $1,284). Department of Labor data lists infant center-based childcare at $9,737 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Elyria, NE include rent. Pressure points are education. Unemployment currently reads 0.0% and poverty 1.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$80,833
Median household income
Education F
11.0%
Bachelor's degree or higher
Housing N/A
N/A
Home value to income ratio
Commute N/A
N/A
Average commute time
Rent A+
$961/mo
2BR fair market rent (14% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$9,737/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$80,833
▲ 30% vs national
Per Capita Income
$55,143
Unemployment Rate
0.0%
Poverty Rate
1.8%

Housing

Median Home Value
Median Rent
Owner Occupied
76.1%
2BR Fair Market Rent
$961/mo
▼ 20% vs national

Fair Market Rents by Bedroom

Studio
$666
1BR
$732
2BR
$961
3BR
$1,152
4BR
$1,284

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
11.0%
▼ 19 ppt vs national
High School+
36.6%
Median Age
40.5
Avg. Commute

Childcare Costs

Infant (Center)
$9,737/yr
12% of income
Toddler (Center)
$9,230/yr
Preschool (Center)
$8,450/yr
School-Age (Center)
$8,190/yr

What This Means

Elyria, NE receives an overall affordability grade of C+ (63/100), aggregated from 1 ZIP codes with a total population of 103. This area performs well in rent. Challenges include education. Data was unavailable for housing, commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Elyria, NE affordable?
Elyria, NE receives an overall affordability grade of C+ (63/100) based on Census, HUD, FBI, and DOL data. Median household income is $80,833.
What is the cost of living in Elyria?
Key cost metrics: 2BR fair market rent $961/mo. Infant childcare $9,737/yr.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →