Elyria, OH

The affordability dashboard for Elyria, OH aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 64,263 residents, then layers in county-level federal data to produce an overall grade of D (49/100). The headline inputs are median household income of $56,408, median home value of $160,200, median rent of $924 per month, and 18.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,279 per month (studio $933, 1BR $1,058, 3BR $1,646, 4BR $1,760). Department of Labor data lists infant center-based childcare at $15,340 per year, consuming 27% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, childcare. Unemployment currently reads 5.5% and poverty 15.3% — numbers worth keeping alongside the headline grade.