B

Epworth, IA

Source:

Affordability Score: 74/100

Population: 2,589 · 1 ZIP codes

The affordability dashboard for Epworth, IA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,589 residents, then layers in county-level federal data to produce an overall grade of B (74/100). The headline inputs are median household income of $91,667, median home value of $263,500, median rent of $923 per month, and 25.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,077 per month (studio $774, 1BR $841, 3BR $1,450, 4BR $1,807). Department of Labor data lists infant center-based childcare at $8,640 per year, consuming 9% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Epworth, IA include income, rent, childcare. Unemployment currently reads 2.5% and poverty 12.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$91,667
Median household income
Education D
25.6%
Bachelor's degree or higher
Housing B
2.9x
Home value $263,500 vs income
Commute N/A
N/A
Average commute time
Rent A+
$1,077/mo
2BR fair market rent (14% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B+
$8,640/yr
Center-based infant care (9% of income)

Income & Employment

Median Income
$91,667
▲ 48% vs national
Per Capita Income
$32,495
Unemployment Rate
2.5%
Poverty Rate
12.9%

Housing

Median Home Value
$263,500
▼ 4% vs national
Median Rent
$923/mo
Owner Occupied
79.3%
2BR Fair Market Rent
$1,077/mo
▼ 10% vs national

Fair Market Rents by Bedroom

Studio
$774
1BR
$841
2BR
$1,077
3BR
$1,450
4BR
$1,807

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
25.6%
▼ 4 ppt vs national
High School+
63.1%
Median Age
31.3
Avg. Commute

Childcare Costs

Infant (Center)
$8,640/yr
9% of income
Toddler (Center)
$7,445/yr
Preschool (Center)
$7,445/yr
School-Age (Center)
$5,957/yr

What This Means

Epworth, IA receives an overall affordability grade of B (74/100), aggregated from 1 ZIP codes with a total population of 2,589. This area performs well in income and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Epworth, IA affordable?
Epworth, IA receives an overall affordability grade of B (74/100) based on Census, HUD, FBI, and DOL data. Median household income is $91,667. Median home value is $263,500.
What is the cost of living in Epworth?
Key cost metrics: Median rent $923/mo. 2BR fair market rent $1,077/mo. Infant childcare $8,640/yr. Median home value $263,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →