A-

Esko, MN

Source:

Affordability Score: 81/100

Population: 4,616 · 1 ZIP codes

The affordability dashboard for Esko, MN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 4,616 residents, then layers in county-level federal data to produce an overall grade of A- (81/100). The headline inputs are median household income of $118,260, median home value of $353,400, median rent of $1,215 per month, and 46.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,232 per month (studio $849, 1BR $978, 3BR $1,689, 4BR $2,067). Department of Labor data lists infant center-based childcare at $10,972 per year, consuming 9% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Esko, MN include income, education, rent, childcare. Unemployment currently reads 2.3% and poverty 4.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A
$118,260
Median household income
Education B+
46.0%
Bachelor's degree or higher
Housing B-
3.0x
Home value $353,400 vs income
Commute N/A
N/A
Average commute time
Rent A+
$1,232/mo
2BR fair market rent (13% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B+
$10,972/yr
Center-based infant care (9% of income)

Income & Employment

Median Income
$118,260
▲ 91% vs national
Per Capita Income
$51,897
Unemployment Rate
2.3%
Poverty Rate
4.0%

Housing

Median Home Value
$353,400
▲ 29% vs national
Median Rent
$1,215/mo
Owner Occupied
95.0%
2BR Fair Market Rent
$1,232/mo
▲ 3% vs national

Fair Market Rents by Bedroom

Studio
$849
1BR
$978
2BR
$1,232
3BR
$1,689
4BR
$2,067

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
46.0%
▲ 16 ppt vs national
High School+
59.8%
Median Age
39.6
Avg. Commute

Childcare Costs

Infant (Center)
$10,972/yr
9% of income
Toddler (Center)
$10,244/yr
Preschool (Center)
$9,447/yr
School-Age (Center)
$8,493/yr

What This Means

Esko, MN receives an overall affordability grade of A- (81/100), aggregated from 1 ZIP codes with a total population of 4,616. This area performs well in income and education and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Esko, MN affordable?
Esko, MN receives an overall affordability grade of A- (81/100) based on Census, HUD, FBI, and DOL data. Median household income is $118,260. Median home value is $353,400.
What is the cost of living in Esko?
Key cost metrics: Median rent $1,215/mo. 2BR fair market rent $1,232/mo. Infant childcare $10,972/yr. Median home value $353,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →