C

Essexville, MI

Source:

Affordability Score: 57/100

Population: 11,483 · 1 ZIP codes

The affordability dashboard for Essexville, MI aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 11,483 residents, then layers in county-level federal data to produce an overall grade of C (57/100). The headline inputs are median household income of $57,903, median home value of $169,600, median rent of $840 per month, and 22.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,030 per month (studio $809, 1BR $814, 3BR $1,399, 4BR $1,518). Department of Labor data lists infant center-based childcare at $8,836 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Essexville, MI include rent. Pressure points are education. Unemployment currently reads 3.2% and poverty 14.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$57,903
Median household income
Education F
22.1%
Bachelor's degree or higher
Housing B
2.9x
Home value $169,600 vs income
Commute B-
22 min
Average commute time
Rent B+
$1,030/mo
2BR fair market rent (21% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$8,836/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$57,903
▼ 7% vs national
Per Capita Income
$32,246
Unemployment Rate
3.2%
Poverty Rate
14.3%

Housing

Median Home Value
$169,600
▼ 38% vs national
Median Rent
$840/mo
Owner Occupied
68.4%
2BR Fair Market Rent
$1,030/mo
▼ 14% vs national

Fair Market Rents by Bedroom

Studio
$809
1BR
$814
2BR
$1,030
3BR
$1,399
4BR
$1,518

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
22.1%
▼ 8 ppt vs national
High School+
51.4%
Median Age
43.3
Avg. Commute
22 min
▼ 4 min vs national

Childcare Costs

Infant (Center)
$8,836/yr
15% of income
Toddler (Center)
$9,354/yr
Preschool (Center)
$9,354/yr
School-Age (Center)
$9,547/yr

What This Means

Essexville, MI receives an overall affordability grade of C (57/100), aggregated from 1 ZIP codes with a total population of 11,483. This area performs well in rent. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Essexville, MI affordable?
Essexville, MI receives an overall affordability grade of C (57/100) based on Census, HUD, FBI, and DOL data. Median household income is $57,903. Median home value is $169,600.
What is the cost of living in Essexville?
Key cost metrics: Median rent $840/mo. 2BR fair market rent $1,030/mo. Infant childcare $8,836/yr. Median home value $169,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →