D

Eufaula, OK

Source:

Affordability Score: 42/100

Population: 9,730 · 1 ZIP codes

The affordability dashboard for Eufaula, OK aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 9,730 residents, then layers in county-level federal data to produce an overall grade of D (42/100). The headline inputs are median household income of $47,519, median home value of $177,800, median rent of $805 per month, and 17.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $937 per month (studio $646, 1BR $759, 3BR $1,303, 4BR $1,343). Department of Labor data lists infant center-based childcare at $10,348 per year, consuming 22% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, childcare. Unemployment currently reads 4.2% and poverty 20.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$47,519
Median household income
Education F
17.5%
Bachelor's degree or higher
Housing D
3.7x
Home value $177,800 vs income
Commute D
28 min
Average commute time
Rent B-
$937/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$10,348/yr
Center-based infant care (22% of income)

Income & Employment

Median Income
$47,519
▼ 23% vs national
Per Capita Income
$29,223
Unemployment Rate
4.2%
Poverty Rate
20.9%

Housing

Median Home Value
$177,800
▼ 35% vs national
Median Rent
$805/mo
Owner Occupied
76.4%
2BR Fair Market Rent
$937/mo
▼ 22% vs national

Fair Market Rents by Bedroom

Studio
$646
1BR
$759
2BR
$937
3BR
$1,303
4BR
$1,343

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
17.5%
▼ 12 ppt vs national
High School+
58.1%
Median Age
51.2
Avg. Commute
28 min
▲ 2 min vs national

Childcare Costs

Infant (Center)
$10,348/yr
22% of income
Toddler (Center)
$8,941/yr
Preschool (Center)
$8,941/yr
School-Age (Center)
$5,845/yr

What This Means

Eufaula, OK receives an overall affordability grade of D (42/100), aggregated from 1 ZIP codes with a total population of 9,730. Challenges include income and education and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Eufaula, OK affordable?
Eufaula, OK receives an overall affordability grade of D (42/100) based on Census, HUD, FBI, and DOL data. Median household income is $47,519. Median home value is $177,800.
What is the cost of living in Eufaula?
Key cost metrics: Median rent $805/mo. 2BR fair market rent $937/mo. Infant childcare $10,348/yr. Median home value $177,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →