F

Eureka, MT

Source:

Affordability Score: 30/100

Population: 4,225 · 1 ZIP codes

The affordability dashboard for Eureka, MT aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 4,225 residents, then layers in county-level federal data to produce an overall grade of F (30/100). The headline inputs are median household income of $50,139, median home value of $360,100, median rent of $913 per month, and 20.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,170 per month (studio $919, 1BR $1,067, 3BR $1,627, 4BR $1,892). Department of Labor data lists infant center-based childcare at $11,651 per year, consuming 23% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing, childcare. Unemployment currently reads 2.9% and poverty 18.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$50,139
Median household income
Education F
20.1%
Bachelor's degree or higher
Housing F
7.2x
Home value $360,100 vs income
Commute N/A
N/A
Average commute time
Rent C
$1,170/mo
2BR fair market rent (28% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$11,651/yr
Center-based infant care (23% of income)

Income & Employment

Median Income
$50,139
▼ 19% vs national
Per Capita Income
$30,837
Unemployment Rate
2.9%
Poverty Rate
18.0%

Housing

Median Home Value
$360,100
▲ 31% vs national
Median Rent
$913/mo
Owner Occupied
89.3%
2BR Fair Market Rent
$1,170/mo
▼ 2% vs national

Fair Market Rents by Bedroom

Studio
$919
1BR
$1,067
2BR
$1,170
3BR
$1,627
4BR
$1,892

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
20.1%
▼ 10 ppt vs national
High School+
57.8%
Median Age
53.2
Avg. Commute

Childcare Costs

Infant (Center)
$11,651/yr
23% of income
Toddler (Center)
$12,115/yr
Preschool (Center)
$10,407/yr
School-Age (Center)
$10,407/yr

What This Means

Eureka, MT receives an overall affordability grade of F (30/100), aggregated from 1 ZIP codes with a total population of 4,225. Challenges include income and education and housing and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Eureka, MT affordable?
Eureka, MT receives an overall affordability grade of F (30/100) based on Census, HUD, FBI, and DOL data. Median household income is $50,139. Median home value is $360,100.
What is the cost of living in Eureka?
Key cost metrics: Median rent $913/mo. 2BR fair market rent $1,170/mo. Infant childcare $11,651/yr. Median home value $360,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →