C

Fairborn, OH

Source:

Affordability Score: 58/100

Population: 40,529 · 1 ZIP codes

The affordability dashboard for Fairborn, OH aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 40,529 residents, then layers in county-level federal data to produce an overall grade of C (58/100). The headline inputs are median household income of $64,979, median home value of $184,200, median rent of $1,001 per month, and 30.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,273 per month (studio $928, 1BR $1,009, 3BR $1,651, 4BR $1,817). Department of Labor data lists infant center-based childcare at $15,340 per year, consuming 24% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are childcare. Unemployment currently reads 4.2% and poverty 13.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$64,979
Median household income
Education C-
30.0%
Bachelor's degree or higher
Housing B
2.8x
Home value $184,200 vs income
Commute B
21 min
Average commute time
Rent B
$1,273/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$15,340/yr
Center-based infant care (24% of income)

Income & Employment

Median Income
$64,979
▲ 5% vs national
Per Capita Income
$37,485
Unemployment Rate
4.2%
Poverty Rate
13.6%

Housing

Median Home Value
$184,200
▼ 33% vs national
Median Rent
$1,001/mo
Owner Occupied
52.8%
2BR Fair Market Rent
$1,273/mo
▲ 6% vs national

Fair Market Rents by Bedroom

Studio
$928
1BR
$1,009
2BR
$1,273
3BR
$1,651
4BR
$1,817

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
30.0%
▲ 0 ppt vs national
High School+
56.7%
Median Age
35.3
Avg. Commute
21 min
▼ 5 min vs national

Childcare Costs

Infant (Center)
$15,340/yr
24% of income
Toddler (Center)
$13,780/yr
Preschool (Center)
$12,064/yr
School-Age (Center)
$7,800/yr

What This Means

Fairborn, OH receives an overall affordability grade of C (58/100), aggregated from 1 ZIP codes with a total population of 40,529. Challenges include childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Fairborn, OH affordable?
Fairborn, OH receives an overall affordability grade of C (58/100) based on Census, HUD, FBI, and DOL data. Median household income is $64,979. Median home value is $184,200.
What is the cost of living in Fairborn?
Key cost metrics: Median rent $1,001/mo. 2BR fair market rent $1,273/mo. Infant childcare $15,340/yr. Median home value $184,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →