D

Fairfield, AL

Source:

Affordability Score: 49/100

Population: 11,458 · 1 ZIP codes

The affordability dashboard for Fairfield, AL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 11,458 residents, then layers in county-level federal data to produce an overall grade of D (49/100). The headline inputs are median household income of $48,692, median home value of $129,100, median rent of $1,008 per month, and 25.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,266 per month (studio $1,024, 1BR $1,155, 3BR $1,583, 4BR $1,801). Department of Labor data lists infant center-based childcare at $7,635 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Fairfield, AL include housing. Pressure points are income. Unemployment currently reads 6.4% and poverty 31.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$48,692
Median household income
Education D
25.8%
Bachelor's degree or higher
Housing B+
2.7x
Home value $129,100 vs income
Commute N/A
N/A
Average commute time
Rent D
$1,266/mo
2BR fair market rent (31% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$7,635/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$48,692
▼ 21% vs national
Per Capita Income
$24,989
Unemployment Rate
6.4%
Poverty Rate
31.9%

Housing

Median Home Value
$129,100
▼ 53% vs national
Median Rent
$1,008/mo
Owner Occupied
59.5%
2BR Fair Market Rent
$1,266/mo
▲ 6% vs national

Fair Market Rents by Bedroom

Studio
$1,024
1BR
$1,155
2BR
$1,266
3BR
$1,583
4BR
$1,801

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
25.8%
▼ 4 ppt vs national
High School+
58.3%
Median Age
30.3
Avg. Commute

Childcare Costs

Infant (Center)
$7,635/yr
16% of income
Toddler (Center)
$7,866/yr
Preschool (Center)
$7,216/yr
School-Age (Center)
$6,472/yr

What This Means

Fairfield, AL receives an overall affordability grade of D (49/100), aggregated from 1 ZIP codes with a total population of 11,458. This area performs well in housing. Challenges include income. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Fairfield ZIP Codes
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What are common questions about this dashboard?

Is Fairfield, AL affordable?
Fairfield, AL receives an overall affordability grade of D (49/100) based on Census, HUD, FBI, and DOL data. Median household income is $48,692. Median home value is $129,100.
What is the cost of living in Fairfield?
Key cost metrics: Median rent $1,008/mo. 2BR fair market rent $1,266/mo. Infant childcare $7,635/yr. Median home value $129,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →