C

Fairfield, MT

Source:

Affordability Score: 57/100

Population: 1,827 · 1 ZIP codes

The affordability dashboard for Fairfield, MT aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,827 residents, then layers in county-level federal data to produce an overall grade of C (57/100). The headline inputs are median household income of $80,652, median home value of $324,100, median rent of $830 per month, and 27.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,360 per month (studio $1,019, 1BR $1,241, 3BR $1,891, 4BR $2,171). Department of Labor data lists infant center-based childcare at $12,515 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Fairfield, MT include rent. Pressure points are housing. Unemployment currently reads 1.7% and poverty 5.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$80,652
Median household income
Education D
27.8%
Bachelor's degree or higher
Housing F
4.0x
Home value $324,100 vs income
Commute C
25 min
Average commute time
Rent B+
$1,360/mo
2BR fair market rent (20% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$12,515/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$80,652
▲ 30% vs national
Per Capita Income
$33,371
Unemployment Rate
1.7%
Poverty Rate
5.8%

Housing

Median Home Value
$324,100
▲ 18% vs national
Median Rent
$830/mo
Owner Occupied
79.8%
2BR Fair Market Rent
$1,360/mo
▲ 13% vs national

Fair Market Rents by Bedroom

Studio
$1,019
1BR
$1,241
2BR
$1,360
3BR
$1,891
4BR
$2,171

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
27.8%
▼ 2 ppt vs national
High School+
59.5%
Median Age
36.3
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
$12,515/yr
16% of income
Toddler (Center)
$12,959/yr
Preschool (Center)
$11,174/yr
School-Age (Center)
$11,174/yr

What This Means

Fairfield, MT receives an overall affordability grade of C (57/100), aggregated from 1 ZIP codes with a total population of 1,827. This area performs well in rent. Challenges include housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Fairfield ZIP Codes
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What are common questions about this dashboard?

Is Fairfield, MT affordable?
Fairfield, MT receives an overall affordability grade of C (57/100) based on Census, HUD, FBI, and DOL data. Median household income is $80,652. Median home value is $324,100.
What is the cost of living in Fairfield?
Key cost metrics: Median rent $830/mo. 2BR fair market rent $1,360/mo. Infant childcare $12,515/yr. Median home value $324,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →