C+

Fairfield, OH

Source:

Affordability Score: 60/100

Population: 43,917 · 1 ZIP codes

The affordability dashboard for Fairfield, OH aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 43,917 residents, then layers in county-level federal data to produce an overall grade of C+ (60/100). The headline inputs are median household income of $75,661, median home value of $232,400, median rent of $1,235 per month, and 30.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,353 per month (studio $958, 1BR $1,051, 3BR $1,785, 4BR $1,976). Department of Labor data lists infant center-based childcare at $15,340 per year, consuming 20% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Fairfield, OH include rent. Pressure points are childcare. Unemployment currently reads 5.5% and poverty 8.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$75,661
Median household income
Education C-
30.2%
Bachelor's degree or higher
Housing B-
3.1x
Home value $232,400 vs income
Commute C
24 min
Average commute time
Rent B+
$1,353/mo
2BR fair market rent (21% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$15,340/yr
Center-based infant care (20% of income)

Income & Employment

Median Income
$75,661
▲ 22% vs national
Per Capita Income
$40,041
Unemployment Rate
5.5%
Poverty Rate
8.8%

Housing

Median Home Value
$232,400
▼ 15% vs national
Median Rent
$1,235/mo
Owner Occupied
62.8%
2BR Fair Market Rent
$1,353/mo
▲ 13% vs national

Fair Market Rents by Bedroom

Studio
$958
1BR
$1,051
2BR
$1,353
3BR
$1,785
4BR
$1,976

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
30.2%
▲ 0 ppt vs national
High School+
61.0%
Median Age
38.0
Avg. Commute
24 min
▼ 2 min vs national

Childcare Costs

Infant (Center)
$15,340/yr
20% of income
Toddler (Center)
$13,780/yr
Preschool (Center)
$12,064/yr
School-Age (Center)
$7,800/yr

What This Means

Fairfield, OH receives an overall affordability grade of C+ (60/100), aggregated from 1 ZIP codes with a total population of 43,917. This area performs well in rent. Challenges include childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Fairfield ZIP Codes
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What are common questions about this dashboard?

Is Fairfield, OH affordable?
Fairfield, OH receives an overall affordability grade of C+ (60/100) based on Census, HUD, FBI, and DOL data. Median household income is $75,661. Median home value is $232,400.
What is the cost of living in Fairfield?
Key cost metrics: Median rent $1,235/mo. 2BR fair market rent $1,353/mo. Infant childcare $15,340/yr. Median home value $232,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →