C-

Fairfield, TX

Source:

Affordability Score: 54/100

Population: 7,076 · 1 ZIP codes

The affordability dashboard for Fairfield, TX aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 7,076 residents, then layers in county-level federal data to produce an overall grade of C- (54/100). The headline inputs are median household income of $58,224, median home value of $206,200, median rent of $878 per month, and 19.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $973 per month (studio $737, 1BR $742, 3BR $1,298, 4BR $1,432). Department of Labor data lists infant center-based childcare at $6,968 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Fairfield, TX include rent. Pressure points are education. Unemployment currently reads 3.9% and poverty 15.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$58,224
Median household income
Education F
19.7%
Bachelor's degree or higher
Housing D
3.5x
Home value $206,200 vs income
Commute N/A
N/A
Average commute time
Rent B+
$973/mo
2BR fair market rent (20% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$6,968/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$58,224
▼ 6% vs national
Per Capita Income
$32,688
Unemployment Rate
3.9%
Poverty Rate
15.6%

Housing

Median Home Value
$206,200
▼ 25% vs national
Median Rent
$878/mo
Owner Occupied
68.1%
2BR Fair Market Rent
$973/mo
▼ 19% vs national

Fair Market Rents by Bedroom

Studio
$737
1BR
$742
2BR
$973
3BR
$1,298
4BR
$1,432

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
19.7%
▼ 10 ppt vs national
High School+
50.5%
Median Age
40.0
Avg. Commute

Childcare Costs

Infant (Center)
$6,968/yr
12% of income
Toddler (Center)
$6,604/yr
Preschool (Center)
$6,448/yr
School-Age (Center)
$6,084/yr

What This Means

Fairfield, TX receives an overall affordability grade of C- (54/100), aggregated from 1 ZIP codes with a total population of 7,076. This area performs well in rent. Challenges include education. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Fairfield ZIP Codes
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What are common questions about this dashboard?

Is Fairfield, TX affordable?
Fairfield, TX receives an overall affordability grade of C- (54/100) based on Census, HUD, FBI, and DOL data. Median household income is $58,224. Median home value is $206,200.
What is the cost of living in Fairfield?
Key cost metrics: Median rent $878/mo. 2BR fair market rent $973/mo. Infant childcare $6,968/yr. Median home value $206,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →